SWP Calculator

Initial Investment (₹)

Monthly Withdrawal (₹)

Expected Annual Return (%)

Tenure (months)

SWP (Systematic Withdrawal Plan) allows you to withdraw a fixed amount every month from your investment while the remaining balance continues to earn returns.

Final Balance

₹0

Total Withdrawn

₹0

Total Returns

₹0

How SWP Works

SWP (Systematic Withdrawal Plan) lets you withdraw a fixed amount from your investment every month, while the remaining balance keeps earning returns. Useful for regular income from mutual funds.

Enter your initial investment, expected return, withdrawal amount, and tenure.
Calculator shows final balance, total withdrawn, and total returns.

SWP Balance Chart

What is a SWP calculator?

An SWP calculator is a financial tool that assists investors assess the results of an Systematic Withdrawal Plan (SWP) for mutual funds. It estimates the length of time the investment can last as well as the total withdrawals, as well as the balance left dependent on the amount of withdrawal and frequency, the expected return and the your initial investment.

Who should use the SWP Calculator?

Retirees Plan regular earnings from mutual fund investments following retirement.
Financial planners for creating withdrawal strategies for clients looking for an ongoing flow of cash.
Parents to fund the children's education, or any other periodic costs.
Anyone Interested in Passive Income to determine how long their portfolio will be able to last with regular withdrawals.

Why should you use an SWP Calculator?

income planning helps ensure that you don't overdraw your savings by allowing you to simulate various withdrawal scenarios.
Tax Efficacy SWPs may be more tax efficient than traditional fixed-deposits or annuities.
Flexibility Test various withdrawal amounts, frequency and return assumptions.
Peace of Peace of Be aware of the length of time your funds will last and prepare to plan accordingly.

What is an SWP Calculator Function?

The calculator simulates regular cash withdrawals to your account and adjusts the balance to reflect the expected return and frequency of withdrawal. It demonstrates how the balance fluctuates in time, and when the corpus could be diminished.

Common scenarios in which SWP Calculator is useful

Retirement income planning
The funding of children's education or the wedding
The management of cash flow for big expenses
The SWP is compared to annuity or lump sum options
The impact of different withdrawal rates

Summary

The SWP calculator is a useful tool for anyone who wishes to earn regular income from their investments, while keeping control and flexibility. It assists you in making informed choices and prevents you from the risk of running out of cash too early.